Our Features

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User Retention

Run Mobicash Challenges for any event in your app to increase user stickiness. Add competition, goals, points and problem-solving activity to your event in order to apply the underlying principles of gaming. Send Variable Rewards seamlessly via Scratch Cards.

  • Powerful Mobile & Online App
  • Commitment Free
  • Full Data Privacy Compliance
  • Free Plan Available
  • 100% Transparent Cost
  • Debit Mastercard Included

We Charge As Little As Possible. No Subscription Fee

Easy Integration

With plug & play SDK for all major app platforms, integrate and go live with Mobicash in a few days.

Mobicash Challenges

Add multi event referral program, daily check-ins, quiz with leaderboards and more to Acquire and Engage users with ease. Create event based Mobicash challenges for any action in your app to increase stickiness.


Increase loyalty by giving points, cash, discounts, coupons, or custom rewards. All delivered seamlessly via scratch cards to keep the surprise element alive.


Send cash rewards to users' bank or UPI with a built-in Razorpay gateway. Points can be redeemed for Gift cards from the biggest brands or redeem for purchases.


Discount Wallet and allied merchant payments.

Complete B2B/B2C wallet technology built with latest framework to offer customized solution on various flexible models. customized to offer B2C/B2B solution. Target customers include Banks for their projects which needs to be low cost and not load their core banking system. Other potential customers can be anyone looking to offer wallet to their customers to store credit/discount/rewards or loyalty points. Complete merchant platform integrated with wallet to offer clients easy redemption of wallet stored value.

Mobicash complete platform with wallet and merchant model which will provide a strong product based lending model to tap MSME loan market by offering a tangible service and getting access to business activity which help in making easy credit call. applicable to NBFC/SFB/Co-op banks who are using conventional lending model.

Instant cash Discounts & Loyalty Rewards Programs.

Mobicash has built unique code engine through which any manufacturer of any product can not only protect his brand by getting counterfeited but also offer instant cash or any other digital reward to their end customer. A unique code is printed on any item which customer has to send via SMS/whatsapp to get instant cash in his bank account or any reward. Manufacturers through this can also get complete data of their end customers. Complete system built to offer similar solution to companies having sales/collection/marketing field force. Instant incentive on achieving daily target. Channel incentive program for distribution network of companies.

MSME business suite.

Partnership with Mobicash enables solution to MSME for collection of invoice payments/salary disbursement/GST ebill/GST filing/expenses record and payments/complete ledger management/inventory management and invoice generation.

Through our partnership with various payment gateways and banks we offer UPI based various business application and reward payment solutions in the form of API or merchant white label platform.

Technology partner.

Mobicash 12 year experience in payment industry enables NBFC’s/Small finance banks/co-op banks/corporates use UPI to provide inhouse customers upi banking and various activities like field collection/incentive or daily wage payment etc.

Provide complete MSME and corporate payment solution stack in association with Mobicash. GST e-way bill , invoice collection, salary disbursement, expense payments, vendor payments, online marketplace with payment gateway.

Employee incentive/reward management.

Complete hierarchy/group based employee business target and activity management. Instant campaign creation to assigning daily/weekly/monthly targets. Distributing targets over teams. Leader boards and top performers with time. Broadcasting news/discussion. Instant reward and spot recognition through cash rewards or multiple brand vouchers.

Blockchain/AI/ML & Data Analytics.

Provide data analytics on a SAAS model to existing customers. Consulting on AI and ML through pool of well renowned PHD consultants to shape organization strategy in this segment.

Group of highly experienced individuals in blockchain/AI/ML which will be needed by every consumer facing digital product organization in future.

  • Mobicash Express Switch
  • Mobicash API Box.
  • Mobicash Brand Vault.
  • Smileez.

Your Benefits


Instant Activation

Get activated and transact within 2 minutes. Completely online onboarding with minimum documentation.


Easy Integration

Increase loyalty by giving points, cash, discounts, coupons, or custom rewards. All delivered seamlessly via scratch cards to keep the surprise element alive.


API Driven

Build your business for scale with our complete API-driven automation that requires zero manual intervention.


Simple Pricing

Our innovative payment solutions with competitive pricing make payments simpler.


Bank-level Security

PCI DSS Level 1 compliant solution which removes your burden of regulatory compliance.


Best in Industry Support

Always available email, phone and chat based support to help you in your every step.

Frequently Ask Questions

Let’s Answer Some Of Your Questions Or Frequently Asked Questions

Subject to applicable laws, we only charge a service fee which is 2% + GST on every transaction for various modes of payments such as debit cards, credit cards, netbanking, wallets, etc.

Credit card: 2.36% Debit card : 0.40% for upto 2000 and 1.4% for above 2000 Internet banking : 3% Wallets: Paytm/phonepe/etc. 2.76% All the orders will be charged for online payment processing as per payment gateway charges. Gst is additional on every transaction.

A hash (checksum) is used to secure the payment request and response. To do so, a random numeric string is generated using a mathematical algorithm. The message is encrypted using a Secret Key called the 'Salt', that will be with both authentic sender and receiver. Upon receiving the checksum, the receiver decodes it using the same Salt. If the checksum is different on the receiver’s side, it means that the message has been tampered and thus this transaction will be rejected for security purpose.

The Merchant Key is available in the Mobicash Dashboard under 'Integration Settings' tab of 'Profile and Settings' section.