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Mobicash and Bhartiya Mahila Bank partner for open loop prepaid wallet

Payroll Services

Payroll Solution Overview

  • Simple and most Cost effective solution from Banks to customers.
  • Provide payroll solutions from large corporate to even Small-Medium Enterprises.
  • Highly Secured with 3-Factor Authentication from companies to their Employees.
  • Additional source of revenue to Companies and Banks.
  • Provides highly secured and 24x7 Mobile and Internet based bank account (â??No Frills Saving accountâ?) to customers who cannot afford a conventional account.
  • Works on ATM.
  • Companies can target additional revenue through Forex and branchless banking services from their locations.
  • Companies can provide their customers a easy, cost effective and convenient way for payment of their services by enabling a POS or Mobile payment through their website or SMS gateway OR IVR solution.
  • Banks can extend their reach with ease and provide 24/7 banking services through agents at most remote places.

Payroll Solution Framework

  • Company registers for Mobile Payroll services of the bank.
  • Bank creates a authorized account login for the company.
  • Company uploads a batch file with list of its employees and their Mobile no, salary, etc to be disbursed to banks server.
  • Bank processes this file in a pipeline batch format and debits the company account and credits Employees MobiCash account.
  • Employees get confirmation through SMS.
  • Company gets a auto generated batch process mail.
  • Employees can withdraw cash from Mobicash affiliated Atm or Agents.
  • Employees can also use wallet balance for multiple services like Airtime,Dth,Bus/Airline/Train ticketing, Electricity and other Utility bill payments.
  • Buy Grocery/Medicines or shop at any 60,000+ retail stores enabled for Mobicash Customers.

Graphical Presentation of Process Flow

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